MichaelKeefrider

626 W Cottage Lane, Deruyter, NY 13052

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Property Description

An inviting opportunity to own a seasonal cottage with deeded access to DeRuyter Reservoir. This access to the lake is across the private road. Docks and structures are prohibited in the easement, but it is perfect to launch your canoe or kayak. Located near the southwest corner of this popular man-made lake which played an important role in providing water to the Erie Canal. Absolutely loaded with potential. Whether getting on the water is your preference or you want an awesome getaway, this fits the bill! There is a neighborhood water district and a private septic system in front. There are 2 bedrooms, 1 full bath, a living area and kitchen. Outside is a front screened area, rear deck, and shed for storage. The driveway is grown over. This listing is being sold in as is condition. A wonderful retreat, spring through fall, in beautiful Central New York!

626 W Cottage Lane | MLS# S1695835

This land located at 626 W Cottage Lane, Deruyter, NY 13052 is currently listed for sale with an asking price of $178,000. The property has approximately 0.15 Acres. W Cottage Lane is located within the DeRuyter school district. Search Deruyter real estate on michael-keefrider.coldwellbankerprime.com today.

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Property Features

Property Type: Land - Residential
Heating: Electric, Baseboard
Home Style: Cottage
Lot Size: 0.15 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $3,975
Year Built: 1968

Amenities

Ceiling Fan(s)
Sliding Glass Door(s)
Bedroom on Main Level
Dirt Driveway
Deck
Porch

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
Body of Water: DeRuyter Reservoir
Days on Site: 2
Door Features: Sliding Doors
Flooring: Carpet, Varies, Vinyl
Lot: Irregular Lot, Residential Lot, Rural Lot, Level
Lot Dimensions: 57X120
Parcel#: 252489-176-009-0001-008-000-0000
Parking: No Garage
Parking Notes: No Garage
Patio/Porch: Deck, Porch, Screened
Sewer: Septic Tank
Special View Info: Scenic
Topography: Level
Utilities: Electricity Available, Water Available, Electricity Connected
Water: Well
Water Features: Beach Access, Deeded Access, Reservoir in Community, Water Access

Local Schools

High School: DeRuyter High
Elementary School: DeRuyter Elementary
School District: DeRuyter

Estimate Your Payment

Estimated Payment

$ 779.32 per month $396.15 Principal & Interest $331.25 Property Tax $51.92 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Oak Tree Real Estate
Agency Contact: 315-657-0473

Shown By

Agent Name: Michael Keefrider
Agent Phone: (518) 423-0481 Cell
Agency Title: Coldwell Banker Prime Properties

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/07/2026. The listing information on this page last changed on 07/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/07/2026 12:41:45 AM EST) or Global MLS (last updated Tue 07/07/2026 12:37:23 AM EST) or New York State Alliance MLS (last updated Tue 07/07/2026 12:38:56 AM EST) or Hudson Valley Catskill Region MLS (last updated Tue 07/07/2026 12:11:15 AM EST) or Berkshire MLS (last updated Mon 07/06/2026 8:13:35 PM EST) or OneKey MLS (last updated Tue 07/07/2026 12:35:22 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Prime Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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